Stakelum Financial services provides independent and professional advise for first time buyers, those moving home, remortgaging or looking to invest.
Mortgage Protection Mortgage Protection provides security for the people that matter most to you by helping to protect the family home if you die. Choosing the right product is an important decision.PensionsProviding for retirement is a key financial need for many clients. There are many different retirement options that can be availed of. The earlier you start saving even small amounts towards your pension the higher your retirement income is likely to be.Life InsuranceProtecting your family and dependents is just as important as protecting your home or your possessions. It is not something that anyone wants to think about, but if something unexpected were to happen to you or your partner wouldn’t you like to know that your family would be looked after financially.Saving and investmentsRegular saving is easy. It’s staring that’s the hardest. You don’t just need to plan for the future – you need to SAVE for it. Regular saving gives you choices for your future.Income ProtectionAn income protection policy pays out a regular cash payment that replaces part of your lost income if you have a long-term illness or disability and you cannot work. It is also sometimes called permanent health insurance. You must be in full time paid work or be self employed to get and continue to have income protection cover. You may need income protection ifYou are self-employed
You have no sick pay from your employerSerious Illness Insurance/Critical Illness InsuranceSerious Illness Insurance pays out a tax free lump sum if you are diagnosed with one of the specific illnesses or disabilities that your policy covers. It is also sometimes called Critical Illness cover. It is often sold as an extra benefit on a life insurance or mortgage protection policy.