By: Moqom  05/12/2011


What is MoCrypt?

Moqom's MoCrypt is:

  • A one time code that can be used to verify a transaction or anywhere where security and authetication are required
  • MoCrypt can be delivered using mobile phones
  • The Sender uses a key to generate an One Time Code
    One Time Codes are different each time they are generated
  • The Receiver uses the same key to verify the OTC
  • OTC's are time limited
    They will expire after a given period of time
    The codes must be entered immediately after generation

How might MoCrypt be used?

  • Online purchases
    Provide cardholders with authentication codes that can be used to authorise an online purchase or any other transaction that requires additional authentication or authorisation
  • Online banking transactions
    Provide financial institution account holders with authentication codes to log into secure online banking WebPages
  • Access to computer system
    Provide workers with secure access codes used for authentication when logging into computer systems
  • Access to buildings
    Provide workers with secure access codes used for authentication when accessing a highly secure physical site

Other products and services from Moqom


Moqom Our Products

Moqom has created a suite of new products that are aimed at Issuing Banks in order to prevent and tackle credit card and debit card fraud.?Moqom's Issuing Bank Products can work independently of each other or work together to offer an overall complete solution. Now, with an up-to-date mobile phone database, the bank can use FPS to quickly interact with cardholders on querying card transactions via SMS, WAP, or IVR.



Massive cost / time saving - reduces the time it takes to verify and investigate a suspect transaction. Enables the cardholder to quickly alert the bank of fraudulent transactions preventing further fraud. Automate text notification to cardholder on suspect transactions. Significantly reducing the cost associated with fraud detection. Let cardholder verify or flag suspect transactions instantly. Moqom's FPS allows Issuing banks to.


Moqom-SMS Registration Service

The bank has a "clean database" with accurate up-to-date customer contact details. The service can also be used for special offers, surveys and other bank products. Quickly and easily collect current mobile phone numbers from customers. The SMS Registration Service is a service offered by Moqom to. How does the SMS Registration Service benefit the Issuing bank. Increases likelihood of uptake on new services or offers.