Barclay & Lloyd - Debt Mediation & Debt Management
Barclay & Lloyd
Debt, debt management, Creditors
What we do:
We guarantee a Courteous, Professional Ethical?service.
Negotiate debts for individuals & businesses with financial institutions, trade creditors, revenue, etc..
Arrange a compromise settlement, sometimes as low as 20% of an unsecured debt, for final settlement.
Manage your debts on a monthly basis. You pay what you can and we divide it up amongst your creditors.
We deal with mortgage repossessions,
impending court cases, settle judgements, etc.
- Debt Consolidation-We introduce you to our sister
company MJM Finance LTD, who have unrivaled connections in the world of
finance and if they can average a loan for you, we then come to a compromise settlement with all your creditors, in full and find settlement.
Remember: Creditors have better memories than debtors
What we don't do:
We do not give legal advice
We do not believe ghost stories
We do not do magic
Debt Management Advice:
At Barclay and Lloyd we believe?in helping people to solve their debt problems. We also believe that people with debts should be helped in the best possible way for them. If you start a debt management plan we act as intermediaries between yourself and your creditors. On your behalf we negotiate more manageable,
more affordable repayment terms.
Debt management provides relief to those struggling with with their debt. Ethical Debt Management Advice:
Barclay and Lloyd is committed to providing the most appropriate advice regarding debt resolution. The company you choose to help you out of debt will make all the difference.
A mortgage company will, of course, advise a re-mortgage. A debt management company will advise a debt management plan. These companies push
their own products onto their customers, whether or not that particular product is right for the individual. Barclay and Lloyd is a company that can offer all debt solutions
- remortgages, secured loans, debt management plan, bankruptcy, even advice to '' carry on as you are''.
Being experts in the whole range of debt relief options allows us to provide the
best advice to get you out of debt quicker and for less.
Debt management means that we manage your debts for you. Just tell us who you owe money to, how much you owe and how much you can afford to pay each month. We then take over. We negotiate with your creditors to agree affordable monthly repayments and we make the payments on your behalf to reduce and clear your debts.
You make one single affordable payment to us each month and we pay your creditors. With debt management your debts steadily reduce until you have repaid what you owe. Is Debt Management right for you?
Debt management may be right for you if you have relatively low debts but struggle to meet your repayments. We will manage the reduction
of payments for you. If you are currently on a debt management programme you can still contact us for advice. If there are better options available we can advise you accordingly.
There are many companies at present offering debt management. The question that naturally presents itself is
''Why us?''. Unlike many of our competitors we endorse an ethical approach to
debt management. We will only recommend debt management if this is the right solution for you.
Debt consolidation means
combining all your debts into a single loan, be it secured or unsecured, with
reduced payments. This is called a debt consolidation loan. We will provide you
with advice on debt consolidation from a registered independant
financial advisor who will be able to recommend the best way to consolidate all
of your debts.
They can provide advice on which companies offer the best rates of interest and help
you to get the best debt consolidation loan on the open market. Is Debt Consolidation right for you?
Debt consolidation is likely to be suitable where you have sufficient equity in your home to repay your creditors in full. We will explore all options with you to find the best solution to your difficulties. We will offer debt consolidation advice that is ethical and lasting. We are not tied to any one lending institution and therefore are able?to shop around for you.
Barclay and Lloyd will only offer you a debt consolidation programme if it is the best way to solve your debt problem.?/font>
, debt consolidation
, debt management
, Debt Mediation