CheckSmart Services in our Kansas Stores
- Payroll Advance-Supervised Loan
- Title Loans
- Check Cashing
- Silver Insight MasterCard® Prepaid Card
- Gold Insight MasterCard® Prepaid Card
- Tax Services
- Western Union Services
- Money Transfers
- Money Orders
- Bill Payment Services
Payroll Advance-Supervised Loans
Sometimes people need emergency cash to meet unexpected expenses quickly and conveniently. Some typical circumstances requiring fast cash include: emergency car repairs, sudden repairs to the home, that suddenly unbearable toothache, or a child's trip to the Urgent Care Center may require an emergency cash advance. A typical payroll advance loan is from $50-$500 and can be obtained by visiting one of our participating locations.
At the store, you simply write out a personal check for the amount you are qualified to borrow plus the finance charges, and you receive your cash instantly. The check is held up to 30 days to allow for your next payday; at that time you may pay off your loan in cash or we will deposit your check to pay it off.
Applying for and obtaining quick cash in this way is relatively simple. You will need a valid bank account, a steady source of income, and identification. The typical term for one of these loans is 14 days.
If you need money to pay unexpected bills then a title loan line of credit might be the answer. Affordable payments are only required once a month and you are never charged interest on the credit you don't use. Buckeye Title Loans of Kansas, LLC., conveniently located within CheckSmart locations, offers secured lines of credit. Credit lines offered from $100 up to $5,000 are available if your vehicle title is free and clear of liens. Bring in your original title, and the vehicle you wish to use as collateral to drive away with the cash you need today!
Title loans offered by Buckeye Title Loans of Kansas, LLC.
At CheckSmart, we cash all types of checks - payroll, insurance, personal, tax refund, settlement, government and social security checks. Many times banks may not cash your check if you do not have an account with them or they may hold your check until it clears. That's why there's CheckSmart. We're open convenient hours and well after the bank has closed. Plus, the majority of our locations are open on Sundays and some locations are open 24 hours a day!
Silver Insight MasterCard® Prepaid Card
Your Silver Insight MasterCard® Prepaid Card is an easy-to-use alternative to credit cards and traditional banking. It provides the convenience of a bank card without the minimum balance and hidden account fees that banks may charge. No credit checks and no bank accounts are required.
Because it's a prepaid card, you can only spend what you load onto the card. You can load your card at your nearest Checksmart store, or Insight Reload Center.
Use your card everywhere MasterCard® debit is accepted, including at ATM's, online, and over the phone. Whether you want to shop or manage your spending more effectively, you'll have a simpler and easy way to use your money.
Gold Insight MasterCard® Prepaid Card
For life's surprises, your Gold Insight MasterCard® Prepaid Card offers opt-in overdraft protection. Mistakes can happen, but with overdraft protection, you can help ensure you are covered when you need to be.*
Simply set up direct deposit on your Gold Insight MasterCard® Prepaid Card to be eligible for overdraft protection. Direct deposit is free, convenient and most importantly saves you money! There is no more check cashing fees, waiting in long lines or lost checks. No prior bank accounts are required.
File your taxes and get your tax refund back fast. It is your money so make sure you get as much of it back as possible. Our professional customer service representative will work with you to make the process quick and hassle free. There is no appointment needed and no out-of-pocket upfront costs for using etax Partners, LLC.
Tax preparation services offered by etax Partners, LLC, a separate and unaffiliated company.
Western Union® Services
- Money Transfers: When you need to send money fast, turn to Western Union®. With 275,000 Agent locations in over 200 countries and territories, you can send money to friends and family - quickly, reliably and conveniently.
- Money Orders: When you need a reliable, convenient way to pay bills and make purchases, look no further than Western Union® Money OrderSM payment instruments. Use them to make purchases, to give a gift, to pay bills or use them when cash and checks aren't accepted.
- Bill Payment Services: Allows you to pay utility bills for electric, gas, phone, cable, water and more.
CheckFreePay Bill Payment Services
CheckFreePay walk-in bill payment is a convenient and safe way to pay your bills in person. You can pay multiple bills at any CheckSmart store, get a receipt with each transaction and avoid late fees.
See stores for details. Terms and conditions apply.
*Overdraft Protection available to qualified Insight MasterCard® Prepaid Card holders who voluntarily elect to participate. Overdraft Protection is a courtesy service and not a loan. Urban Trust Bank can refuse to authorize any transaction creating a negative balance on the card at its discretion.